Natural hazards · Banning

Banning, CA natural hazards

Most of the natural-hazard damage FEMA expects in Banning comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1995. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Banning?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Banning to be higher than in 99% of U.S. communities, mostly from earthquakes and wildfires.

Earthquakes43%Wildfire39%Inland flooding17%

By hazard

What Banning faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · among the top 1% of U.S. places

Wildfire

39% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

17% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherCold wavesHeat wavesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingIce stormsTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Banning flood?

Every paid claim on a federal flood insurance policy in Banning, from FEMA’s records.

2paid claims since 1995

$10Kpaid to owners

0homes flooded more than once

19952026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Banning isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Riverside County.

Disasters that hit Banning

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Banning itself: aid to households, or repair grants to the City of Banning.

Brought FEMA money into BanningDeclared for Riverside County only

2019

Severe Winter Storms, Flooding, Landslides, and Mudslides

$283K to the City of Banning for repairs

2010

Severe Winter Storms, Flooding, and Debris and Mud Flows

$109K to the City of Banning for repairs

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

3 households applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

3 households applied for aid $1K aid approved $304K to the City of Banning for repairs

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

7 households applied for aid $500 aid approved

Riverside County has had 61 natural disasters declared since 1953, most often fires and floods.

Around Banning

Banning and the towns around it

Very lowLowModerateHighVery high

Cherry Valleymostly wildfiresVery high

Cabazonmostly wildfiresVery high

Banningmostly earthquakesVery high

Beaumontmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Banning covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Banning’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Banning. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Banning total about $41.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.