Natural hazards · Baker

Baker, CA natural hazards

Most of the natural-hazard damage FEMA expects in Baker comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Baker?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baker to be higher than in 82% of U.S. communities, mostly from inland flooding and landslides.

Inland flooding56%Landslides21%Earthquakes14%Everything else9%

By hazard

What Baker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 13 times a year in the area

Landslides

21% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

14% of expected damage

Well above average · higher than 83% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Baker flood?

FEMA's records show no paid flood insurance claims in Baker.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Baker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Bernardino County.

Disasters that hit Baker

Federal disasters declared here

None of the disasters declared for San Bernardino County shows FEMA aid or repair money reaching Baker itself in FEMA’s records.

Brought FEMA money into BakerDeclared for San Bernardino County only

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baker is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Baker’s own flood-insurance community; household aid to the registrant’s city; repair grants to Baker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.