Natural hazards · Auburn

Auburn, CA natural hazards

Most of the natural-hazard damage FEMA expects in Auburn comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 25 claims here since 1986. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Auburn?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Auburn to be higher than in 10% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding69%Earthquakes19%Wildfire9%Everything else4%

By hazard

What Auburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Earthquakes

19% of expected damage

Well above average · higher than 75% of U.S. places

Wildfire

9% of expected damage

Well above average · higher than 92% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Auburn flood?

Every paid claim on a federal flood insurance policy in Auburn, from FEMA’s records.

25paid claims since 1986

$598Kpaid to owners

2homes flooded more than once

19862026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Auburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Placer County.

Disasters that hit Auburn

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Auburn itself: aid to households, or repair grants to the City of Auburn.

Brought FEMA money into AuburnDeclared for Placer County only

2021

Wildfires

63 households applied for aid

2005

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid $4K to the City of Auburn for repairs

Placer County has had 24 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Auburn covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Auburn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Auburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Auburn total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.