Natural hazards · Adin

Adin, CA natural hazards

Most of the natural-hazard damage FEMA expects in Adin comes from drought, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Adin?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Adin to be higher than in 79% of U.S. communities, mostly from drought and inland flooding.

Drought48%Inland flooding36%Wildfire10%Everything else6%

By hazard

What Adin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

48% of expected damage

Recorded about 99 times a year in the area

Inland flooding

36% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Wildfire

10% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Adin flood?

FEMA's records show no paid flood insurance claims in Adin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Adin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Modoc County.

Disasters that hit Adin

Federal disasters declared here

None of the disasters declared for Modoc County shows FEMA aid or repair money reaching Adin itself in FEMA’s records.

Brought FEMA money into AdinDeclared for Modoc County only

Modoc County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Adin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Adin’s own flood-insurance community; household aid to the registrant’s city; repair grants to Adin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.