Natural hazards · Acampo

Acampo, CA natural hazards

Most of the natural-hazard damage FEMA expects in Acampo comes from drought, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Acampo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Acampo to be higher than in 81% of U.S. communities, mostly from drought and inland flooding.

Drought40%Inland flooding38%Earthquakes20%Everything else2%

By hazard

What Acampo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

40% of expected damage

Recorded about 57 times a year in the area

Inland flooding

38% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Earthquakes

20% of expected damage

Well above average · higher than 87% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Acampo flood?

FEMA's records show no paid flood insurance claims in Acampo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Acampo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Joaquin County.

Disasters that hit Acampo

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Acampo itself: aid to households, or repair grants to Acampo.

Brought FEMA money into AcampoDeclared for San Joaquin County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

292 households applied for aid $1.5M aid approved

San Joaquin County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Acampo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Acampo’s own flood-insurance community; household aid to the registrant’s city; repair grants to Acampo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.