Natural hazards · Willcox

Willcox, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Willcox comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Willcox?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willcox to be higher than in 88% of U.S. communities, mostly from inland flooding.

Inland flooding81%Heat waves12%Everything else7%

By hazard

What Willcox faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Heat waves

12% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Willcox flood?

Every paid claim on a federal flood insurance policy in Willcox, from FEMA’s records.

5paid claims since 1983

$30Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Willcox isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cochise County.

Disasters that hit Willcox

Federal disasters declared here

None of the disasters declared for Cochise County shows FEMA aid or repair money reaching Willcox itself in FEMA’s records.

Brought FEMA money into WillcoxDeclared for Cochise County only

Cochise County has had 12 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willcox is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Willcox’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Willcox. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.