Natural hazards · Whitecone

Whitecone, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Whitecone comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Whitecone?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whitecone to be higher than in 34% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding71%Lightning20%Everything else9%

By hazard

What Whitecone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 4 times a year in the area

Lightning

20% of expected damage

Well below average · higher than 20% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Whitecone flood?

FEMA's records show no paid flood insurance claims in Whitecone.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Whitecone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Navajo County.

Disasters that hit Whitecone

Federal disasters declared here

None of the disasters declared for Navajo County shows FEMA aid or repair money reaching Whitecone itself in FEMA’s records.

Brought FEMA money into WhiteconeDeclared for Navajo County only

Navajo County has had 17 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whitecone is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Whitecone’s own flood-insurance community; household aid to the registrant’s city; repair grants to Whitecone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.