Natural hazards · Whispering Pines

Whispering Pines, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Whispering Pines comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Whispering Pines?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whispering Pines to be higher than in 100% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire55%Inland flooding43%Everything else2%

By hazard

What Whispering Pines faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

55% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

43% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingIce stormsDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Whispering Pines flood?

FEMA's records show no paid flood insurance claims in Whispering Pines.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Whispering Pines isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gila County.

Disasters that hit Whispering Pines

Federal disasters declared here

None of the disasters declared for Gila County shows FEMA aid or repair money reaching Whispering Pines itself in FEMA’s records.

Brought FEMA money into Whispering PinesDeclared for Gila County only

Gila County has had 20 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whispering Pines is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Whispering Pines’s own flood-insurance community; household aid to the registrant’s city; repair grants to Whispering Pines. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.