Natural hazards · Tsaile

Tsaile, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Tsaile comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tsaile?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tsaile to be higher than in 27% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding55%Lightning21%Wildfire10%Cold waves7%Everything else8%

By hazard

What Tsaile faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 3 times a year in the area

Lightning

21% of expected damage

Well below average · higher than 20% of U.S. places

Wildfire

10% of expected damage

Well above average · higher than 95% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 52 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windAvalanchesVolcanic activity

Not a risk here

Coastal floodingDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tsaile flood?

FEMA's records show no paid flood insurance claims in Tsaile.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tsaile isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Apache County.

Disasters that hit Tsaile

Federal disasters declared here

None of the disasters declared for Apache County shows FEMA aid or repair money reaching Tsaile itself in FEMA’s records.

Brought FEMA money into TsaileDeclared for Apache County only

Apache County has had 14 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tsaile is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tsaile’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tsaile. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.