Natural hazards · Topock

Topock, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Topock comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Topock?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Topock to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding67%Heat waves15%Wildfire10%Earthquakes5%Everything else3%

By hazard

What Topock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 10 times a year in the area

Heat waves

15% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 14 times a year in the area

Wildfire

10% of expected damage

Well above average · higher than 95% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 61% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Topock flood?

FEMA's records show no paid flood insurance claims in Topock.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Topock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mohave County.

Disasters that hit Topock

Federal disasters declared here

None of the disasters declared for Mohave County shows FEMA aid or repair money reaching Topock itself in FEMA’s records.

Brought FEMA money into TopockDeclared for Mohave County only

Mohave County has had 12 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Topock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Topock’s own flood-insurance community; household aid to the registrant’s city; repair grants to Topock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.