Natural hazards · Tonalea

Tonalea, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Tonalea comes from avalanches, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tonalea?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tonalea to be higher than in 31% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches50%Inland flooding32%Lightning13%Everything else5%

By hazard

What Tonalea faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

50% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 30 years in the area

Inland flooding

32% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 8 times a year in the area

Lightning

13% of expected damage

Below average · higher than 35% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tonalea flood?

FEMA's records show no paid flood insurance claims in Tonalea.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tonalea isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coconino County.

Disasters that hit Tonalea

Federal disasters declared here

None of the disasters declared for Coconino County shows FEMA aid or repair money reaching Tonalea itself in FEMA’s records.

Brought FEMA money into TonaleaDeclared for Coconino County only

Coconino County has had 22 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tonalea is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tonalea’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tonalea. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.