Natural hazards · Taylor

Taylor, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Taylor comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Taylor?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taylor to be higher than in 37% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding70%Lightning17%Wildfire6%Everything else8%

By hazard

What Taylor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 4 times a year in the area

Lightning

17% of expected damage

Well below average · higher than 20% of U.S. places

Wildfire

6% of expected damage

Well above average · higher than 93% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Taylor flood?

Every paid claim on a federal flood insurance policy in Taylor, from FEMA’s records.

8paid claims since 1978

$135Kpaid to owners

1homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Taylor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Navajo County.

Disasters that hit Taylor

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Taylor itself: aid to households, or repair grants to the Town of Taylor.

Brought FEMA money into TaylorDeclared for Navajo County only

2021

Severe Storms and Flooding

$238K to the Town of Taylor for repairs

Navajo County has had 17 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taylor covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Taylor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Taylor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Taylor total about $922K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.