Natural hazards · St. Johns

St. Johns, AZ natural hazards

Most of the natural-hazard damage FEMA expects in St. Johns comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Johns?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Johns to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding70%Lightning14%Wildfire11%Everything else6%

By hazard

What St. Johns faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 3 times a year in the area

Lightning

14% of expected damage

Well below average · higher than 20% of U.S. places

Wildfire

11% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Johns flood?

FEMA's records show no paid flood insurance claims in St. Johns.

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Johns isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Apache County.

Disasters that hit St. Johns

Federal disasters declared here

None of the disasters declared for Apache County shows FEMA aid or repair money reaching St. Johns itself in FEMA’s records.

Brought FEMA money into St. JohnsDeclared for Apache County only

Apache County has had 14 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Johns is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to St. Johns’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of St. Johns. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.