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Natural hazards in Sehili · FEMA

Sehili is calmer than 73% of U.S. communities

Most of the natural-hazard damage FEMA expects in Sehili comes from inland flooding, and overall the risk is low for a U.S. community.

27Low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Low
higher than 27% of U.S. places
Main hazard
Inland flooding
55% of expected damage
Flood claims
0
none on record
Disasters paid out here
0
of 14 declared for Apache County

What stands out about Sehili’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Sehili?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 27% of U.S. communities, mostly from inland flooding and lightning.

Where Sehili sits
Sehili
Very lowLowModerateHighVery high

Calmer than 446 of the 467 Arizona towns we cover.

Sehili is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding55%Lightning21%Wildfire10%Cold waves7%Everything else8%
Flood insurance claims

Does Sehili flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Sehili. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Sehili isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Apache County.
By hazard

What Sehili faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

55%of expected damage
Below average · higher than 49% of U.S. places
Recorded about 3 times a year in the area

Lightning

21%of expected damage
Well below average · higher than 20% of U.S. places

Wildfire

10%of expected damage
Well above average · higher than 95% of U.S. places

Cold waves

7%of expected damage
Above average · higher than 63% of U.S. places
Recorded about once every 52 years in the area
Lower here
🌀 Hurricanes🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🏚️ Earthquakes⛰️ Landslides💨 Strong wind🏔️ Avalanches🌋 Volcanic activity
Not a risk here
Coastal floodingDroughtTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

Federal disasters declared here

None of the disasters declared for Apache County shows FEMA aid or repair money reaching Sehili itself in FEMA’s records.

Disasters declared, by decade
Paid out in SehiliApache County only

Apache County has had 14 natural disasters declared since 1953, most often floods and fires.

Be ready

Get ready for what Sehili actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Lightning
  • When thunder roars, go indoors.
  • Wait 30 minutes after the last thunder.
  • Unplug electronics before the storm.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Disasters here can come any time of year

The month each of Apache County’s 14 declared disasters began, since 1953.

3J
F
1M
1A
1M
3J
1J
1A
2S
O
N
1D
FloodsFiresSevere stormsHurricanesDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Sehili’s own flood-insurance community; household aid to the registrant’s city; repair grants to Sehili.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Sehili.

Town Square →
Weigh in
Is Sehili ready for the next big storm?

Your answer becomes a post in Town Square.

Start the conversation

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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