Natural hazards · Second Mesa

Second Mesa, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Second Mesa comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Second Mesa?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Second Mesa to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding79%Lightning13%Everything else8%

By hazard

What Second Mesa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 4 times a year in the area

Lightning

13% of expected damage

Well below average · higher than 19% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Second Mesa flood?

FEMA's records show no paid flood insurance claims in Second Mesa.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Second Mesa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Navajo County.

Disasters that hit Second Mesa

Federal disasters declared here

None of the disasters declared for Navajo County shows FEMA aid or repair money reaching Second Mesa itself in FEMA’s records.

Brought FEMA money into Second MesaDeclared for Navajo County only

Navajo County has had 17 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Second Mesa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Second Mesa’s own flood-insurance community; household aid to the registrant’s city; repair grants to Second Mesa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.