Natural hazards · Seba Dalkai

Seba Dalkai, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Seba Dalkai comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seba Dalkai?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seba Dalkai to be higher than in 55% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding77%Lightning16%Everything else7%

By hazard

What Seba Dalkai faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 4 times a year in the area

Lightning

16% of expected damage

Well below average · higher than 19% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seba Dalkai flood?

FEMA's records show no paid flood insurance claims in Seba Dalkai.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seba Dalkai isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Navajo County.

Disasters that hit Seba Dalkai

Federal disasters declared here

None of the disasters declared for Navajo County shows FEMA aid or repair money reaching Seba Dalkai itself in FEMA’s records.

Brought FEMA money into Seba DalkaiDeclared for Navajo County only

Navajo County has had 17 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seba Dalkai is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Seba Dalkai’s own flood-insurance community; household aid to the registrant’s city; repair grants to Seba Dalkai. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.