Natural hazards · Rock House

Rock House, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Rock House comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rock House?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rock House to be higher than in 96% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding80%Wildfire17%Everything else4%

By hazard

What Rock House faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Wildfire

17% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

HurricanesTornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingIce stormsCold wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rock House flood?

FEMA's records show no paid flood insurance claims in Rock House.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rock House isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gila County.

Disasters that hit Rock House

Federal disasters declared here

None of the disasters declared for Gila County shows FEMA aid or repair money reaching Rock House itself in FEMA’s records.

Brought FEMA money into Rock HouseDeclared for Gila County only

Gila County has had 20 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rock House is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rock House’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rock House. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.