Natural hazards · Rio Verde

Rio Verde, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Rio Verde comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rio Verde?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rio Verde to be higher than in 82% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding75%Wildfire16%Heat waves6%Everything else3%

By hazard

What Rio Verde faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 8 times a year in the area

Wildfire

16% of expected damage

Well above average · higher than 98% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsCold wavesLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rio Verde flood?

FEMA's records show no paid flood insurance claims in Rio Verde.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rio Verde isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Maricopa County.

Disasters that hit Rio Verde

Federal disasters declared here

None of the disasters declared for Maricopa County shows FEMA aid or repair money reaching Rio Verde itself in FEMA’s records.

Brought FEMA money into Rio VerdeDeclared for Maricopa County only

Maricopa County has had 23 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rio Verde covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rio Verde’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rio Verde. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rio Verde total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.