Natural hazards · Rio Rico

Rio Rico, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Rio Rico comes from heat waves, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rio Rico?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rio Rico to be higher than in 79% of U.S. communities, mostly from heat waves and inland flooding.

Heat waves55%Inland flooding30%Wildfire13%Everything else3%

By hazard

What Rio Rico faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Heat waves

55% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

30% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Wildfire

13% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

HurricanesTornadoesHailWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rio Rico flood?

FEMA's records show no paid flood insurance claims in Rio Rico.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rio Rico isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Cruz County.

Disasters that hit Rio Rico

Federal disasters declared here

None of the disasters declared for Santa Cruz County shows FEMA aid or repair money reaching Rio Rico itself in FEMA’s records.

Brought FEMA money into Rio RicoDeclared for Santa Cruz County only

Santa Cruz County has had 6 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rio Rico covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Rio Rico’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rio Rico. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rio Rico total about $9.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.