Natural hazards · Patagonia

Patagonia, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Patagonia comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Patagonia?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Patagonia to be higher than in 95% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding51%Wildfire35%Heat waves13%Everything else1%

By hazard

What Patagonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Wildfire

35% of expected damage

Well above average · among the top 1% of U.S. places

Heat waves

13% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingIce stormsCold wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Patagonia flood?

Every paid claim on a federal flood insurance policy in Patagonia, from FEMA’s records.

7paid claims since 1983

$31Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Patagonia is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Santa Cruz County.

Disasters that hit Patagonia

Federal disasters declared here

None of the disasters declared for Santa Cruz County shows FEMA aid or repair money reaching Patagonia itself in FEMA’s records.

Brought FEMA money into PatagoniaDeclared for Santa Cruz County only

Santa Cruz County has had 6 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Patagonia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Patagonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Patagonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.