Natural hazards · Nogales

Nogales, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Nogales comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 63 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nogales?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nogales to be higher than in 76% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding44%Heat waves44%Wildfire9%Everything else3%

By hazard

What Nogales faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Heat waves

44% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 5 times a year in the area

Wildfire

9% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

HurricanesTornadoesHailWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nogales flood?

Every paid claim on a federal flood insurance policy in Nogales, from FEMA’s records.

63paid claims since 1980

$635Kpaid to owners

3homes flooded more than once

19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nogales isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Cruz County.

Disasters that hit Nogales

Federal disasters declared here

None of the disasters declared for Santa Cruz County shows FEMA aid or repair money reaching Nogales itself in FEMA’s records.

Brought FEMA money into NogalesDeclared for Santa Cruz County only

Santa Cruz County has had 6 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nogales covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Nogales’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Nogales. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Nogales total about $15.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.