Natural hazards · New River

New River, AZ natural hazards

Most of the natural-hazard damage FEMA expects in New River comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 2014.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New River?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New River to be higher than in 74% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding51%Heat waves28%Wildfire18%Everything else2%

By hazard

What New River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 8 times a year in the area

Heat waves

28% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 23 times a year in the area

Wildfire

18% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

HurricanesTornadoesHailWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New River flood?

Every paid claim on a federal flood insurance policy in New River, from FEMA’s records.

6paid claims since 2014

$152Kpaid to owners

0homes flooded more than once

20142026

of homes in flood zones
are insured

of all homes
are insured

No community discount. New River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Maricopa County.

Disasters that hit New River

Federal disasters declared here

None of the disasters declared for Maricopa County shows FEMA aid or repair money reaching New River itself in FEMA’s records.

Brought FEMA money into New RiverDeclared for Maricopa County only

Maricopa County has had 23 natural disasters declared since 1953, most often fires and floods.

Around New River

New River and the towns around it

Very lowLowModerateHighVery high

New Rivermostly inland floodingHigh

Cave Creekmostly inland floodingModerate

Phoenixmostly heat wavesModerate

Anthemmostly heat wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New River covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to New River’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to New River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New River total about $6.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.