Natural hazards · McNeal

McNeal, AZ natural hazards

Most of the natural-hazard damage FEMA expects in McNeal comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McNeal?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McNeal to be higher than in 89% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding43%Wildfire38%Heat waves9%Drought8%Everything else3%

By hazard

What McNeal faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 6 times a year in the area

Wildfire

38% of expected damage

Well above average · among the top 1% of U.S. places

Heat waves

9% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Drought

8% of expected damage

Recorded about 101 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherCold wavesEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingIce stormsTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McNeal flood?

FEMA's records show no paid flood insurance claims in McNeal.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McNeal isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cochise County.

Disasters that hit McNeal

Federal disasters declared here

None of the disasters declared for Cochise County shows FEMA aid or repair money reaching McNeal itself in FEMA’s records.

Brought FEMA money into McNealDeclared for Cochise County only

Cochise County has had 12 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McNeal is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McNeal’s own flood-insurance community; household aid to the registrant’s city; repair grants to McNeal. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.