Natural hazards · Lupton

Lupton, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Lupton comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lupton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lupton to be higher than in 48% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding59%Lightning17%Cold waves14%Everything else10%

By hazard

What Lupton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 3 times a year in the area

Lightning

17% of expected damage

Well below average · higher than 20% of U.S. places

Cold waves

14% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 19 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windAvalanchesVolcanic activity

Not a risk here

Coastal floodingDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lupton flood?

FEMA's records show no paid flood insurance claims in Lupton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lupton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Apache County.

Disasters that hit Lupton

Federal disasters declared here

None of the disasters declared for Apache County shows FEMA aid or repair money reaching Lupton itself in FEMA’s records.

Brought FEMA money into LuptonDeclared for Apache County only

Apache County has had 14 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lupton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lupton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lupton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.