Natural hazards · Jerome

Jerome, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Jerome comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jerome?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jerome to be higher than in 81% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding58%Wildfire35%Everything else8%

By hazard

What Jerome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 7 times a year in the area

Wildfire

35% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jerome flood?

FEMA's records show no paid flood insurance claims in Jerome.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jerome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yavapai County.

Disasters that hit Jerome

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jerome itself: aid to households, or repair grants to the Town of Jerome.

Brought FEMA money into JeromeDeclared for Yavapai County only

2010

Severe Winter Storms and Flooding

$33K to the Town of Jerome for repairs

2004

Severe Storms and Flooding

$37K to the Town of Jerome for repairs

Yavapai County has had 24 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jerome is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jerome’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Jerome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.