Natural hazards · Holbrook

Holbrook, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Holbrook comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holbrook?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holbrook to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding85%Lightning7%Earthquakes6%Everything else3%

By hazard

What Holbrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 4 times a year in the area

Lightning

7% of expected damage

Well below average · higher than 19% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 68% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong wind

Not a risk here

Coastal floodingHurricanesCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holbrook flood?

Every paid claim on a federal flood insurance policy in Holbrook, from FEMA’s records.

2paid claims since 1993

$4Kpaid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Holbrook is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Navajo County.

Disasters that hit Holbrook

Federal disasters declared here

None of the disasters declared for Navajo County shows FEMA aid or repair money reaching Holbrook itself in FEMA’s records.

Brought FEMA money into HolbrookDeclared for Navajo County only

Navajo County has had 17 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holbrook is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Holbrook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Holbrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.