Natural hazards · Gold Canyon

Gold Canyon, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Gold Canyon comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gold Canyon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gold Canyon to be higher than in 59% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding66%Wildfire17%Heat waves13%Everything else4%

By hazard

What Gold Canyon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Wildfire

17% of expected damage

Well above average · higher than 97% of U.S. places

Heat waves

13% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 21 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gold Canyon flood?

Every paid claim on a federal flood insurance policy in Gold Canyon, from FEMA’s records.

3paid claims since 1998

$159Kpaid to owners

0homes flooded more than once

19982026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gold Canyon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pinal County.

Disasters that hit Gold Canyon

Federal disasters declared here

None of the disasters declared for Pinal County shows FEMA aid or repair money reaching Gold Canyon itself in FEMA’s records.

Brought FEMA money into Gold CanyonDeclared for Pinal County only

Pinal County has had 21 natural disasters declared since 1953, most often fires and floods.

Around Gold Canyon

Gold Canyon and the towns around it

Very lowLowModerateHighVery high

Gold Canyonmostly inland floodingModerate

Apache Junctionmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gold Canyon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Gold Canyon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Gold Canyon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gold Canyon total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.