Natural hazards · Eagar

Eagar, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Eagar comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eagar?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eagar to be higher than in 62% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding58%Wildfire28%Lightning11%Everything else4%

By hazard

What Eagar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 3 times a year in the area

Wildfire

28% of expected damage

Well above average · higher than 98% of U.S. places

Lightning

11% of expected damage

Well below average · higher than 21% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eagar flood?

Every paid claim on a federal flood insurance policy in Eagar, from FEMA’s records.

2paid claims since 1997

$3Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eagar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Apache County.

What’s been done with FEMA grants

7buildings floodproofed

Disasters that hit Eagar

Federal disasters declared here

None of the disasters declared for Apache County shows FEMA aid or repair money reaching Eagar itself in FEMA’s records.

Brought FEMA money into EagarDeclared for Apache County only

Apache County has had 14 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eagar covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eagar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eagar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eagar total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.