Natural hazards · Douglas

Douglas, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Douglas comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 2000.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Douglas?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Douglas to be higher than in 41% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding45%Heat waves41%Earthquakes7%Everything else7%

By hazard

What Douglas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 6 times a year in the area

Heat waves

41% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesTornadoesHailWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Douglas flood?

Every paid claim on a federal flood insurance policy in Douglas, from FEMA’s records.

7paid claims since 2000

$47Kpaid to owners

0homes flooded more than once

20002026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Douglas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cochise County.

Disasters that hit Douglas

Federal disasters declared here

None of the disasters declared for Cochise County shows FEMA aid or repair money reaching Douglas itself in FEMA’s records.

Brought FEMA money into DouglasDeclared for Cochise County only

Cochise County has had 12 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Douglas covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Douglas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Douglas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Douglas total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.