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Housing in Chinle

A typical Chinle home is worth roughly $39,000

Typical home value
$39K
AZ $418K
Estimate
2-bedroom rent
$1,250
a month, utilities in · HUD

What kind of housing town is Chinle?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 0.7 years of income

Less than across Arizona (5.2 years). Try your own numbers below.

You could afford about
$219,000
Typical Chinle home $39K

That covers a typical Chinle home, with $180K to spare.

The typical home, each month
$220
Loan $190Tax $20Insurance $10

A two-bedroom rents for about $1,250 a month here, $1,030 more than owning.

How Chinle ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Arizona typical property tax (0.48% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,250

Renters already here pay a median of $565, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$900
1 bedroom$950
2 bedrooms$1,250
3 bedrooms$1,540
4 bedrooms$1,660
53%
of households rent · AZ 33%
579
renter households
23%
of renters spend 30%+ of income on rent · AZ 51%
28%
of the median income, for a two-bedroom
$565
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Apache County, AZ): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

48% of Chinle households own their home

Half of Chinle’s homes were built before 1990.

Owners and renters
Own 48%Rent 53%

Arizona: 67% own.

1990
typical home built · AZ 1992
6%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Neighbors talk housing

What Chinle buyers, sellers and renters are saying.

Town Square →
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Is Chinle still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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