Natural hazards · Camp Verde

Camp Verde, AZ natural hazards

Most of the natural-hazard damage FEMA expects in Camp Verde comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 23 claims here since 1993. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camp Verde?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camp Verde to be higher than in 92% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Camp Verde faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camp Verde flood?

Every paid claim on a federal flood insurance policy in Camp Verde, from FEMA’s records.

23paid claims since 1993

$571Kpaid to owners

4homes flooded more than once

19932026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Camp Verde is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Yavapai County.

Disasters that hit Camp Verde

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Camp Verde itself: aid to households, or repair grants to the Town of Camp Verde.

Brought FEMA money into Camp VerdeDeclared for Yavapai County only

2004

Severe Storms and Flooding

$17K to the Town of Camp Verde for repairs

Yavapai County has had 24 natural disasters declared since 1953, most often fires and floods.

Around Camp Verde

Camp Verde and the towns around it

Very lowLowModerateHighVery high

Camp Verdemostly inland floodingVery high

Cottonwoodmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camp Verde covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Camp Verde’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Camp Verde. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Camp Verde total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.