Cactus Flats, AZ housing market
The median sale price was $320,000 in February 2026.
Home values, sales, trends and how Cactus Flats compares with the towns next door — updated as new data is published.
Cactus Flats at a glance
Only 1 sale in February 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Home prices up 67% in 5 years
The federal house price index for the ZIP code around Cactus Flats rose 67% over the past 5 years, faster than across Arizona (55%). Last year prices rose 13%. Carrying the Census median home value forward with that index puts the typical Cactus Flats home at roughly $602,000 today.
Show as a table
| Year | Change that year | Since 2000 | Arizona since 2000 |
|---|---|---|---|
| 2025 | +13% | +212% | +228% |
| 2024 | +3.4% | +176% | +225% |
| 2023 | +6% | +167% | +213% |
| 2022 | +18% | +152% | +206% |
| 2021 | +14% | +113% | +152% |
| 2020 | +4.9% | +87% | +112% |
| 2019 | +9.5% | +78% | +99% |
| 2018 | +4.3% | +63% | +86% |
| 2017 | +4.2% | +56% | +73% |
| 2016 | −2.5% | +50% | +61% |
| 2015 | +5.8% | +54% | +50% |
| 2014 | +4.1% | +45% | +42% |
| 2013 | +7.5% | +40% | +29% |
| 2012 | +2.3% | +30% | +15% |
| 2011 | −11% | +27% | +10% |
| 2010 | −9.5% | +42% | +23% |
| 2009 | −9.5% | +57% | +42% |
| 2008 | −5.7% | +74% | +74% |
| 2007 | +14% | +84% | +98% |
| 2006 | +21% | +62% | +101% |
| 2005 | +15% | +33% | +70% |
| 2004 | +6.4% | +16% | +29% |
| 2003 | +1.8% | +9.3% | +16% |
| 2002 | −1% | +7.4% | +11% |
| 2001 | +8.4% | +8.4% | +6.1% |
| 2000 | — | — | — |
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 85546, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
Cactus Flats and its neighbors
| Town | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|
| Cactus Flats | +13.3%† | $1,200 | $58,021 |
| Swift Trail Junction | +13.3%† | $1,200 | $63,074 |
† FHFA price index change, where Zillow has no home value for the town.
5.4 years of income
The typical Cactus Flats home costs about 5.4 years of the town's median household income, about the same as across Arizona (5.2).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,200
HUD's Fair Market Rent for a two-bedroom in Cactus Flats is $1,200 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Cactus Flats pay a median of $239, so moving in tends to cost more than staying put. A two-bedroom takes about 25% of the town's median household income.
Studio $890 · 4 bedrooms $2,010
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (85546; Graham County, AZ), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, February 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.