Natural hazards · Tumbling Shoals

Tumbling Shoals, AR natural hazards

Most of the natural-hazard damage FEMA expects in Tumbling Shoals comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tumbling Shoals?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tumbling Shoals to be higher than in 80% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes22%Earthquakes9%Ice storms8%Everything else14%

By hazard

What Tumbling Shoals faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 16 years in the area

Earthquakes

9% of expected damage

Well above average · higher than 80% of U.S. places

Ice storms

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tumbling Shoals flood?

FEMA's records show no paid flood insurance claims in Tumbling Shoals.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tumbling Shoals isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cleburne County.

What’s been done with FEMA grants

4storm safe rooms built

Disasters that hit Tumbling Shoals

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Tumbling Shoals itself: aid to households, or repair grants to Tumbling Shoals.

Brought FEMA money into Tumbling ShoalsDeclared for Cleburne County only

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $661 aid approved

Cleburne County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tumbling Shoals is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tumbling Shoals’s own flood-insurance community; household aid to the registrant’s city; repair grants to Tumbling Shoals. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.