Natural hazards · Stuttgart

Stuttgart, AR natural hazards

Most of the natural-hazard damage FEMA expects in Stuttgart comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 36 claims here since 1983. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stuttgart?

73
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stuttgart to be higher than in 73% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes48%Inland flooding22%Tornadoes13%Strong wind6%Everything else11%
By hazard

What Stuttgart faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

48% of expected damage
Well above average · higher than 88% of U.S. places

Inland flooding

22% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

13% of expected damage
Well above average · among the top 1% of U.S. places

Strong wind

6% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stuttgart flood?

Every paid claim on a federal flood insurance policy in Stuttgart, from FEMA’s records.

36paid claims since 1983
$577Kpaid to owners
5homes flooded more than once
19832026

Biggest named events

  • Mid-spring storms: 5 claims, $114K
  • Late winter severe storms: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Stuttgart isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Arkansas County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Stuttgart

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stuttgart itself: aid to households, or repair grants to the City of Stuttgart.

Brought FEMA money into StuttgartDeclared for Arkansas County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

$221K to the City of Stuttgart for repairs
2020

Severe Storms and Straight-Line Winds

$120K to the City of Stuttgart for repairs
2019

Severe Storms and Flooding

1 household applied for aid
2011

Severe Storms, Tornadoes, and Associated Flooding

25 households applied for aid $3K aid approved
2009

Severe Storms, Tornadoes, and Flooding

$99K to the City of Stuttgart for repairs
2008

Severe Storms, Flooding, and Tornadoes

282 households applied for aid $282K aid approved $506K to the City of Stuttgart for repairs
2008

Severe Storms, Tornadoes, and Flooding

24 households applied for aid
2000

Severe Winter Ice Storm

$387K to the City of Stuttgart for repairs
Arkansas County has had 16 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stuttgart covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Stuttgart’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stuttgart. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stuttgart total about $5.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01