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Natural hazards · Stephens

Stephens, AR natural hazards

Most of the natural-hazard damage FEMA expects in Stephens comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stephens?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stephens to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding34%Tornadoes19%Strong wind12%Heat waves10%Ice storms8%Earthquakes6%Everything else11%
By hazard

What Stephens faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 10 years in the area

Strong wind

12% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Heat waves

10% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 19 times a year in the area

Ice storms

8% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Earthquakes

6% of expected damage
Above average · higher than 72% of U.S. places

Lower here

HurricanesWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stephens flood?

FEMA's records show no paid flood insurance claims in Stephens.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Stephens isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ouachita County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Stephens

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stephens itself: aid to households, or repair grants to the City of Stephens.

Brought FEMA money into StephensDeclared for Ouachita County only
2025

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $12K aid approved
2009

Severe Storms, Tornadoes, and Flooding

$12K to the City of Stephens for repairs
2000

Severe Winter Ice Storm

$22K to the City of Stephens for repairs
Ouachita County has had 23 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stephens is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Stephens’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stephens. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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