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Housing in St. Charles

A typical St. Charles home is worth roughly $119,000

Builders were permitted 1 new home in 2025.

Typical home value
$119K
AR $227K
Estimate
2-bedroom rent
$890
a month, utilities in · HUD
Median tax bill
$660
AR $1,040

What kind of housing town is St. Charles?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in St. Charles

Try your own numbers below.

You could afford about
$250,000
Typical St. Charles home $119K

That covers a typical St. Charles home, with $130K to spare.

The typical home, each month
$680
Loan $590Tax $50Insurance $30

A two-bedroom rents for about $890 a month here, $210 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Arkansas typical property tax (0.55% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $890

Fair Market Rent a month, utilities included

Studio$650
1 bedroom$680
2 bedrooms$890
3 bedrooms$1,120
4 bedrooms$1,480
13%
of households rent · AR 34%
10
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Arkansas County, AR): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

1 new home permitted in 2025

Builders were permitted 1 new home in St. Charles in 2025. Over the past 10 years, St. Charles has permitted 4 homes in all.

Single-family
0123 200320052010201520202025
1
new homes permitted in 2025
0
2026 so far (Jan–Aug)
4
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−23
New homes+2

Between the 2010 and 2020 censuses, St. Charles's population fell by 23 even though 2 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 19% of St. Charles's homes are seasonal or vacation homes, which adds housing without adding residents. Across Arkansas: 1.1 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025110$303,000
2024110$303,000
2023000—
2022000—
2021000—
2020000—
2019000—
2018110$200,000
2017110$200,000
2016000—
2015000—
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008000—
2007220$220,000
2006220$220,000
2005000—
2004330$120,000
2003000—

St. Charles's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

87% of St. Charles households own their home

Half of St. Charles’s homes were built before 1981.

Owners and renters
Own 87%Rent 13%

Arkansas: 66% own.

1981
typical home built · AR 1987
$660
median property tax bill · AR $1,040
19%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Neighbors talk housing

What St. Charles buyers, sellers and renters are saying.

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Is St. Charles still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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