Natural hazards · Searcy

Searcy, AR natural hazards

Most of the natural-hazard damage FEMA expects in Searcy comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 16 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Searcy?

77
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Searcy to be higher than in 77% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes42%Inland flooding30%Tornadoes12%Ice storms6%Everything else10%
By hazard

What Searcy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

42% of expected damage
Well above average · higher than 88% of U.S. places

Inland flooding

30% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 78% of U.S. places

Ice storms

6% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Searcy flood?

Every paid claim on a federal flood insurance policy in Searcy, from FEMA’s records.

16paid claims since 1979
$339Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Late spring severe storms: 1 claim, $13K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Searcy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: White County.

What’s been done with FEMA grants

175storm safe rooms built
Disasters that hit Searcy

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Searcy itself: aid to households, or repair grants to the City of Searcy.

Brought FEMA money into SearcyDeclared for White County only
2025

Severe Storms, Tornadoes, and Flooding

15 households applied for aid $55K aid approved
2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

24 households applied for aid $51K aid approved
2014

Severe Storms,tornadoes, and Flooding

58 households applied for aid $122K aid approved
2011

Severe Storms, Tornadoes, and Associated Flooding

60 households applied for aid $590K aid approved
2008

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $87K aid approved $1K to the City of Searcy for repairs
2006

Severe Storms and Tornadoes

60 households applied for aid $78K aid approved
2003

Severe Storms, Tornadoes, and Flooding

81 households applied for aid $348K aid approved $173K to the City of Searcy for repairs
2001

Severe Storms and Flooding

$13K to the City of Searcy for repairs
2000

Severe Winter Ice Storm

$93K to the City of Searcy for repairs
White County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Searcy covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Searcy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Searcy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Searcy total about $12.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01