Natural hazards · Ratcliff

Ratcliff, AR natural hazards

Most of the natural-hazard damage FEMA expects in Ratcliff comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ratcliff?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ratcliff to be higher than in 77% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes12%Drought8%Heat waves6%Everything else21%

By hazard

What Ratcliff faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 10 years in the area

Drought

8% of expected damage

Recorded about 17 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ratcliff flood?

FEMA's records show no paid flood insurance claims in Ratcliff.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ratcliff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Logan County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Ratcliff

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ratcliff itself: aid to households, or repair grants to the City of Ratcliff.

Brought FEMA money into RatcliffDeclared for Logan County only

2008

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

Logan County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ratcliff is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ratcliff’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ratcliff. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.