Natural hazards · Pearcy

Pearcy, AR natural hazards

Most of the natural-hazard damage FEMA expects in Pearcy comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pearcy?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pearcy to be higher than in 62% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes24%Heat waves9%Strong wind6%Ice storms6%Everything else13%

By hazard

What Pearcy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 27 years in the area

Heat waves

9% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Ice storms

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pearcy flood?

FEMA's records show no paid flood insurance claims in Pearcy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pearcy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Garland County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Pearcy

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pearcy itself: aid to households, or repair grants to Pearcy.

Brought FEMA money into PearcyDeclared for Garland County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

2011

Severe Storms, Tornadoes, and Associated Flooding

20 households applied for aid $9K aid approved

2008

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $25K aid approved

Garland County has had 17 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pearcy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pearcy’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pearcy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.