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Natural hazards · Pea Ridge

Pea Ridge, AR natural hazards

Most of the natural-hazard damage FEMA expects in Pea Ridge comes from inland flooding, and overall the risk is moderate for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pea Ridge?

53
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pea Ridge to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding48%Ice storms10%Heat waves8%Cold waves8%Drought8%Everything else18%
By hazard

What Pea Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 3 times a year in the area

Ice storms

10% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Heat waves

8% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 10 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 2 times a year in the area

Drought

8% of expected damage
Recorded about 9 times a year in the area

Lower here

HurricanesTornadoesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pea Ridge flood?

FEMA's records show no paid flood insurance claims in Pea Ridge.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Pea Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Benton County.

What’s been done with FEMA grants

6storm safe rooms built
Disasters that hit Pea Ridge

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pea Ridge itself: aid to households, or repair grants to the City of Pea Ridge.

Brought FEMA money into Pea RidgeDeclared for Benton County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

35 households applied for aid $8K aid approved
2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

7 households applied for aid $3K aid approved $129K to the City of Pea Ridge for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

4 households applied for aid
2013

Severe Storms and Flooding

$43K to the City of Pea Ridge for repairs
2011

Severe Storms, Tornadoes, and Associated Flooding

2 households applied for aid $4K aid approved $104K to the City of Pea Ridge for repairs
2009

Severe Winter Storm

$23K to the City of Pea Ridge for repairs
2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $1K to the City of Pea Ridge for repairs
2000

Severe Winter Ice Storm

$4K to the City of Pea Ridge for repairs
Benton County has had 21 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pea Ridge is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Pea Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pea Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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