Ozark, AR natural hazards
Most of the natural-hazard damage FEMA expects in Ozark comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 21 claims here since 1999. 6 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Ozark?
FEMA expects yearly storm and flood damage to homes and buildings in Ozark to be higher than in 59% of U.S. communities, mostly from inland flooding and heat waves.
What Ozark faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Heat waves
Tornadoes
Ice storms
Lower here
Not a risk here
Does Ozark flood?
Every paid claim on a federal flood insurance policy in Ozark, from FEMA’s records.
Biggest named events
- March storm: 1 claim, $22K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
6 federal disasters brought FEMA money here
Disasters the President declared that paid out in Ozark itself: aid to households, or repair grants to the City of Ozark.
Severe Storms and Flooding
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Storms, Tornadoes, and Flooding
Severe Storms, Tornadoes, and Flooding
Sever Storms, Flooding and Landslides
Severe Winter Ice Storm
How to read this page
FEMA’s expected losses across Ozark total about $1.9M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.