Natural hazards · Mountain Pine

Mountain Pine, AR natural hazards

Most of the natural-hazard damage FEMA expects in Mountain Pine comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 2015. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mountain Pine?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mountain Pine to be higher than in 89% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes19%Heat waves6%Everything else16%

By hazard

What Mountain Pine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 53 years in the area

Heat waves

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mountain Pine flood?

Every paid claim on a federal flood insurance policy in Mountain Pine, from FEMA’s records.

4paid claims since 2015

$106Kpaid to owners

0homes flooded more than once

20152026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mountain Pine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Garland County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Mountain Pine

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mountain Pine itself: aid to households, or repair grants to the City of Mountain Pine.

Brought FEMA money into Mountain PineDeclared for Garland County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

9 households applied for aid $17K aid approved

2011

Severe Storms, Tornadoes, and Associated Flooding

9 households applied for aid $6K aid approved

2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $17K aid approved

Garland County has had 17 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mountain Pine covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mountain Pine’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Mountain Pine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mountain Pine total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.