Natural hazards · McRae

McRae, AR natural hazards

Most of the natural-hazard damage FEMA expects in McRae comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McRae?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McRae to be higher than in 88% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding43%Earthquakes26%Tornadoes12%Everything else19%

By hazard

What McRae faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

26% of expected damage

Well above average · higher than 88% of U.S. places

Tornadoes

12% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 14 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McRae flood?

FEMA's records show no paid flood insurance claims in McRae.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McRae isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: White County.

What’s been done with FEMA grants

25storm safe rooms built

Disasters that hit McRae

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in McRae itself: aid to households, or repair grants to the City of McRae.

Brought FEMA money into McRaeDeclared for White County only

2011

Severe Storms, Tornadoes, and Associated Flooding

1 household applied for aid

2000

Severe Winter Ice Storm

$19K to the City of McRae for repairs

1999

Ar Severe Weather 1-21-99

$127K to the City of McRae for repairs

White County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McRae is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McRae’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of McRae. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.