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Natural hazards · Lonoke

Lonoke, AR natural hazards

Most of the natural-hazard damage FEMA expects in Lonoke comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 2011. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lonoke?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lonoke to be higher than in 70% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes41%Inland flooding23%Tornadoes16%Ice storms5%Heat waves5%Everything else10%
By hazard

What Lonoke faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

41% of expected damage
Well above average · higher than 87% of U.S. places

Inland flooding

23% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 28 years in the area

Ice storms

5% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Heat waves

5% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 18 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lonoke flood?

Every paid claim on a federal flood insurance policy in Lonoke, from FEMA’s records.

5paid claims since 2011
$361Kpaid to owners
1homes flooded more than once
20112026

Biggest named events

  • Mid-spring storms: 2 claims, $150K
  • Late spring severe storms: 1 claim, $73K
  • Central U.S. April Flooding: 1 claim, $133K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lonoke isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lonoke County.

What’s been done with FEMA grants

22storm safe rooms built
Disasters that hit Lonoke

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lonoke itself: aid to households, or repair grants to the City of Lonoke.

Brought FEMA money into LonokeDeclared for Lonoke County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

$118K to the City of Lonoke for repairs
2023

Severe Storms and Tornadoes

35 households applied for aid $7K aid approved
2011

Severe Storms, Tornadoes, and Associated Flooding

21 households applied for aid $76K aid approved
2008

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $4K aid approved
2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $4K aid approved
2000

Severe Winter Ice Storm

$190K to the City of Lonoke for repairs
Lonoke County has had 25 natural disasters declared since 1953, most often severe storms and tornadoes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lonoke is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lonoke’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lonoke. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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