Natural hazards · Little Rock

Little Rock, AR natural hazards

Most of the natural-hazard damage FEMA expects in Little Rock comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 646 claims here since 1978. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Little Rock?

63
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Little Rock to be higher than in 63% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding38%Earthquakes25%Tornadoes21%Everything else15%
By hazard

What Little Rock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 5 times a year in the area

Earthquakes

25% of expected damage
Well above average · higher than 82% of U.S. places

Tornadoes

21% of expected damage
Well above average · higher than 93% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Little Rock flood?

Every paid claim on a federal flood insurance policy in Little Rock, from FEMA’s records.

646paid claims since 1978
$13.4Mpaid to owners
68homes flooded more than once
19782026

Biggest named events

  • Late spring severe storms: 51 claims, $3.0M
  • Central U.S. April Flooding: 10 claims, $459K
  • Mid-spring storms: 8 claims, $545K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (14) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Little Rock is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Pulaski County.

What’s been done with FEMA grants

33storm safe rooms built
7flood-prone properties bought out and cleared
1buildings retrofitted against wind
Disasters that hit Little Rock

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Little Rock itself: aid to households, or repair grants to the City of Little Rock.

Brought FEMA money into Little RockDeclared for Pulaski County only
2025

Severe Storms, Tornadoes, and Flooding

2,262 households applied for aid $4.3M aid approved $980K to the City of Little Rock for repairs
2023

Severe Storms and Tornadoes

3,766 households applied for aid $3.2M aid approved $13.2M to the City of Little Rock for repairs
2019

Severe Storms and Flooding

197 households applied for aid $329K aid approved $494K to the City of Little Rock for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

201 households applied for aid $169K aid approved
2014

Severe Storms,tornadoes, and Flooding

24 households applied for aid $4K aid approved
2012

Severe Winter Storm

$1.6M to the City of Little Rock for repairs
2011

Severe Storms, Tornadoes, and Associated Flooding

297 households applied for aid $487K aid approved $446K to the City of Little Rock for repairs
2009

Severe Storms, Tornadoes, and Flooding

$1.0M to the City of Little Rock for repairs
2008

Severe Storms, Flooding, and Tornadoes

20 households applied for aid $17K aid approved
2008

Severe Storms, Tornadoes, and Flooding

90 households applied for aid $79K aid approved $357K to the City of Little Rock for repairs
2005

Hurricane Katrina Evacuation

$476K to the City of Little Rock for repairs
2000

Severe Winter Ice Storm

$2.9M to the City of Little Rock for repairs
1999

Ar Severe Weather 1-21-99

$3.5M to the City of Little Rock for repairs
Pulaski County has had 28 natural disasters declared since 1953, most often severe storms and floods.
Around Little Rock

Little Rock and the towns around it

College Station: High, mostly earthquakesNorth Little Rock: Very high, mostly inland floodingAlexander: High, mostly inland floodingSweet Home: High, mostly inland floodingSherwood: High, mostly inland floodingMaumelle: Very high, mostly inland floodingMcAlmont: High, mostly earthquakesScott: Very high, mostly inland floodingGibson: High, mostly inland floodingShannon Hills: Moderate, mostly inland floodingBryant: Moderate, mostly inland floodingLittle Rock: High, mostly inland flooding Little RockCollege StationNorth Little RockAlexander
Very lowLowModerateHighVery high
North Little Rockmostly inland floodingVery high
Alexandermostly inland floodingHigh
Little Rockmostly inland floodingHigh
College Stationmostly earthquakesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Little Rock covers 52 census tracts, combined by population.
Money that reached townFlood claims are matched to Little Rock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Little Rock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Little Rock total about $94.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01