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Natural hazards · Little Flock

Little Flock, AR natural hazards

Most of the natural-hazard damage FEMA expects in Little Flock comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 2015. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Little Flock?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Little Flock to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding38%Ice storms14%Heat waves13%Earthquakes8%Tornadoes7%Cold waves7%Everything else13%
By hazard

What Little Flock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 3 times a year in the area

Ice storms

14% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Heat waves

13% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 10 times a year in the area

Earthquakes

8% of expected damage
Above average · higher than 73% of U.S. places

Tornadoes

7% of expected damage
Below average · higher than 46% of U.S. places

Cold waves

7% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Little Flock flood?

Every paid claim on a federal flood insurance policy in Little Flock, from FEMA’s records.

8paid claims since 2015
$189Kpaid to owners
3homes flooded more than once
20152026

Biggest named events

  • Late spring severe storms: 3 claims, $79K
  • Early winter storms: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Little Flock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Benton County.
Disasters that hit Little Flock

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Little Flock itself: aid to households, or repair grants to the City of Little Flock.

Brought FEMA money into Little FlockDeclared for Benton County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

22 households applied for aid $24K aid approved $1.7M to the City of Little Flock for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$620K to the City of Little Flock for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $43K to the City of Little Flock for repairs
2013

Severe Storms and Flooding

$14K to the City of Little Flock for repairs
2011

Severe Storms, Tornadoes, and Associated Flooding

$203K to the City of Little Flock for repairs
2004

Severe Storms and Flooding

$5K to the City of Little Flock for repairs
2000

Severe Winter Ice Storm

$12K to the City of Little Flock for repairs
Benton County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Little Flock

Little Flock and the towns around it

Rogers: Low, mostly inland floodingBentonville: Low, mostly inland floodingCave Springs: Moderate, mostly inland floodingLowell: Low, mostly inland floodingCenterton: Moderate, mostly inland floodingBella Vista: Moderate, mostly inland floodingHighfill: Moderate, mostly inland floodingLittle Flock: Low, mostly inland flooding Little FlockRogersBentonville
Very lowLowModerateHighVery high
Little Flockmostly inland floodingLow
Rogersmostly inland floodingLow
Bentonvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Little Flock covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Little Flock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Little Flock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Little Flock total about $822K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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