Natural hazards · Indian Bay

Indian Bay, AR natural hazards

Most of the natural-hazard damage FEMA expects in Indian Bay comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Indian Bay?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Indian Bay to be higher than in 86% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding44%Earthquakes27%Tornadoes14%Everything else15%

By hazard

What Indian Bay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

27% of expected damage

Well above average · higher than 87% of U.S. places

Tornadoes

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Indian Bay flood?

FEMA's records show no paid flood insurance claims in Indian Bay.

of all homes
are insured

No community discount. Indian Bay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Indian Bay

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Indian Bay itself: aid to households, or repair grants to Indian Bay.

Brought FEMA money into Indian BayDeclared for Monroe County only

2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Monroe County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Indian Bay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Indian Bay’s own flood-insurance community; household aid to the registrant’s city; repair grants to Indian Bay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.