Natural hazards · Humphrey

Humphrey, AR natural hazards

Most of the natural-hazard damage FEMA expects in Humphrey comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2011. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Humphrey?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Humphrey to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding59%Earthquakes12%Tornadoes9%Everything else20%

By hazard

What Humphrey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

12% of expected damage

Well above average · higher than 83% of U.S. places

Tornadoes

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Humphrey flood?

Every paid claim on a federal flood insurance policy in Humphrey, from FEMA’s records.

1paid claims since 2011

$272paid to owners

0homes flooded more than once

20112026

Biggest named events

Mid-spring storms: 1 claim, $272

of homes in flood zones
are insured

of all homes
are insured

No community discount. Humphrey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Arkansas County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Humphrey

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Humphrey itself: aid to households, or repair grants to the City of Humphrey.

Brought FEMA money into HumphreyDeclared for Arkansas County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

$50K to the City of Humphrey for repairs

2011

Severe Storms, Tornadoes, and Associated Flooding

3 households applied for aid

2008

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $2K aid approved $2K to the City of Humphrey for repairs

2000

Severe Winter Ice Storm

$12K to the City of Humphrey for repairs

Arkansas County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Humphrey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Humphrey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Humphrey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.