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Housing in Horatio

A typical Horatio home is worth roughly $123,000

No new homes were permitted in 2025.

Typical home value
$123K
AR $227K
Estimate
2-bedroom rent
$1,070
a month, utilities in · HUD
Median tax bill
$716
AR $1,040

What kind of housing town is Horatio?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.7 years of income

Less than across Arkansas (3.7 years). Try your own numbers below.

You could afford about
$187,000
Typical Horatio home $123K

That covers a typical Horatio home, with $65K to spare.

The typical home, each month
$700
Loan $610Tax $60Insurance $40

A two-bedroom rents for about $1,070 a month here, $370 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Horatio’s typical property tax (0.58% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,070

Renters already here pay a median of $861, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$810
1 bedroom$820
2 bedrooms$1,070
3 bedrooms$1,330
4 bedrooms$1,470
30%
of households rent · AR 34%
85
renter households
46%
of renters spend 30%+ of income on rent · AR 45%
28%
of the median income, for a two-bedroom
$861
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Sevier County, AR): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Horatio in 2025. The last year with any was 2023 (4 new homes).

Single-family
01234 200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
4
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−124
New homes+5

Between the 2010 and 2020 censuses, Horatio's population fell by 124 even though 5 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Arkansas: 1.1 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023440$300,000
2022000—
2021000—
2020000—
2019000—
2018000—
2017000—
2016000—
2015000—
2014000—
2013000—
2012220$200,000
2011220$200,000
2010110$100,000
2009220$155,000
2008000—
2007000—
2006220$189,000
2005110$130,000
2004110$130,000
2003110$130,000
2002000—
2001110$90,000
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

70% of Horatio households own their home

Half of Horatio’s homes were built before 1976.

Owners and renters
Own 70%Rent 30%

Arkansas: 66% own.

1976
typical home built · AR 1987
$716
median property tax bill · AR $1,040
0.58%
of a home’s value, a year in tax · AR 0.55%

U.S. Census Bureau, American Community Survey 2020-2024.

On the market in Horatio

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Horatio buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Horatio still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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