Natural hazards · Henderson

Henderson, AR natural hazards

Most of the natural-hazard damage FEMA expects in Henderson comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Henderson?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henderson to be higher than in 53% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes20%Ice storms16%Strong wind9%Cold waves8%Earthquakes7%Everything else10%

By hazard

What Henderson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 23 years in the area

Ice storms

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 4 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Henderson flood?

FEMA's records show no paid flood insurance claims in Henderson.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Henderson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baxter County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Henderson

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Henderson itself: aid to households, or repair grants to Henderson.

Brought FEMA money into HendersonDeclared for Baxter County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

Baxter County has had 17 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henderson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Henderson’s own flood-insurance community; household aid to the registrant’s city; repair grants to Henderson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.